Reference

dinamit4d Legal Terms You Should Know

Our legal terms set out the exact rules that govern your account on dinamit4d — from how we handle your personal data to what happens when a dispute…

Account Eligibility RulesData Retention PolicyCookie & Tracking DisclosureDispute Resolution PathDANA, OVO, GoPay, QRIS Scope
dinamit4d dinamit4d Legal Terms You Should Know
LEGAL CONTACT PATHS

How to Reach Us on Legal Matters

If you have a question about these legal terms, want to request a copy of the data we hold on your account, or need to flag a dispute involving a DANA, OVO or QRIS transaction, our support team is reachable around the clock. You can submit a formal data-access or data-deletion request through the same channels, and we will respond within 14 calendar days. Support for account-level legal queries is separate from general chat, so use the dedicated legal contact path below for the fastest resolution.

Team online

Live Chat — Legal Queue

Open the chat widget from your account dashboard and select 'Legal / Policy' from the topic menu. Available 24 hours a day, seven days a week, including Indonesian public holidays.

Email — Data Requests

Send a written data-access or deletion request to our policy email address. We log the timestamp of receipt and aim to respond within 14 calendar days as required by applicable rules.

Account Settings — Policy Centre

Log in, go to Account Settings, then select 'Legal & Privacy'. From there you can download your current consent record or update your cookie preferences without contacting support.

HOW WE HANDLE DATA

Six Ways We Protect Your Account and Data

Our approach to data handling, cookies and account security is built around clear rules — not vague assurances.

Encryption at Rest and in Transit

All account data — including phone-verified credentials and payment-method tokens for DANA, OVO and GoPay — is encrypted both while stored and while moving between your device and our servers.

Cookie Categories You Control

We use three cookie categories: strictly necessary, analytics and marketing. You can accept or reject analytics and marketing cookies at any time through the Policy Centre in Account Settings without affecting your session.

Data Retention Schedule

Transaction records — including QRIS and bank transfer references — are retained for a maximum of five years to meet financial-record obligations, then deleted unless a live dispute requires us to hold them longer.

No Sale of Personal Data

We do not sell, rent or trade your personal information to third-party advertisers. Data shared with payment processors like DANA or OVO is limited strictly to what is needed to complete your transaction.

Account Security — Phone Verification

Your account requires phone verification before access is granted. If we detect a login from an unrecognised device, we pause access and send a verification prompt to the number on your account record.

Requesting Changes to Your Record

You have the right to request correction or deletion of personal data we hold. Submit the request via the legal email channel; we will confirm receipt within 48 hours and complete the review within 14 days.

Common Legal Questions About dinamit4d

The questions below cover the legal topics we hear most often — from account eligibility and data rights to how we handle payment disputes and cookie consent. If your question is not listed here, the Legal queue in our 24-hour chat is the fastest path to a written answer.

Yes. Your eligibility to open and use an account depends on local law. We assess access on a region-by-region basis, and features are available only where local law permits us to offer them.

Our payment terms apply to every deposit rail, including DANA, OVO, GoPay and QRIS. By initiating a deposit you confirm that the account and the payment method both belong to you, which is required under our anti-fraud policy.

Account and transaction data is kept for up to five years to satisfy financial-record obligations. After that period, records are deleted unless an unresolved dispute requires us to retain them beyond the standard schedule.

Yes. Send a written request to our policy email address or raise it through the Legal queue in live chat. We will confirm receipt within 48 hours and deliver the data package within 14 calendar days.

Log in and go to Account Settings, then open the Policy Centre. From there you can toggle off marketing and analytics cookies at any time. The change takes effect immediately for future sessions.

Open a dispute through the Legal queue in our 24-hour chat and provide the transaction reference number. We cross-check the reference against our payment logs — QRIS and bank transfer records are retained specifically to support dispute resolution.

Contact us first via the legal email channel so we can investigate. If you are not satisfied with our response, you have the right to escalate the matter to the relevant data-protection authority where local law permits you to do so.